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Charles T. Kelly. Charles was born in Evansville, Indiana. Admitted to Bar, 1990, Texas. Preparatory education, Western Kentucky University (B.S., 1981); Legal education, University of Houston (J.D., 1990). Interned with 14th Court of Appeals, 1988. Certified Fire and Arson Investigator, Hazmat Certified. Certified Subrogation Recovery Professional. Lectured Insurance Professionals, topics on Insurance Law, Subrogation Law, and Debt Collection Practices. Authored Articles "When Can Carriers Sue Their Own Insured?" 13 Texas Lawyer 32, 1997; "Can a Workers' Compensation Insurance Carrier Subrogate Against Its Own Insured?" 1 Texas Bar Journal 2 (1998); "Indemnity Clauses and The Additional Insured" The Subrogator. Authored "Negligence and Property Loss Claims", Insurance Adjuster Certification Program. Served as Instructor for Claims University, Travelers Insurance Company. Organization Affiliations: Texas Association of Defense Counsel, National Association of Subrogation Professionals, National Association of Fire Investigators, National Fire Protection Association.

Primary Areas of Practice: Insurance Defense; Investigation of Suspicious Insurance Claims; Business Litigation; Toxic Tort Litigation; Product Liability; Premises Liability; Workers' Compensation; Oil Field Accidents; Wrongful Termination; Insurance Coverage Disputes; Auto Accidents; and Subrogation.


Loren R. Smith practices in the areas of subrogation recovery, insurance defense, premises liability, products liability, auto accidents, civil appeals, and consumer litigation defense.  Loren was born in Indianapolis, Indiana. He received a Bachelor of Science degree from Indiana University in 1985, and received his J.D. in 1990 from the University of Houston Law Center. He is licensed to practice law in the State of Texas and several Federal Jurisdictions.  Loren has presented lectures to insurance professionals on insurance subrogation law. He has handled multiple appeals from State and Federal Courts, several of which resulted in published opinions. Loren's experience in assisting the development of case law in Texas includes two recent opinions that established, for the first time in Texas, that worker's compensation carriers may subrogate against uninsured/underinsured motorist benefits.

Melissa Nance Murrah practices in the areas of subrogation recovery, insurance defense, premises liability, products liability, and auto accidents.  Melissa was born in Houston, Texas.  She received a B.B.A. from Texas A & M University in 1990, and received her J.D. in 1993 from the University of Houston Law Center.  She is licensed to practice law in the State of Texas and several Federal jurisdictions.   Melissa has presented lectures to insurance professionals on insurance subrogation law.

W. Scott Red, Jr. practices in the areas of subrogation recovery, insurance defense, oil field, plant, and construction site accidents, premises liability, vehicular accidents, product liability, business and commercial litigation, contracts, corporate law, consumer law, real estate, family law, wills, trusts, estates and probate law, and general civil litigation.

Scott is a native Houstonian whose roots stretch back to the Republic of Texas. He received his B.A. from Rice University in 1976, and his J.D. from South Texas College of Law in 1980. Scott is licensed to practice law in the State of Texas, as well as, a number of federal jurisdictions including the U.S. Supreme Court, U.S. Court of Appeals for the Fifth Circuit, and the U.S. District Courts for the Southern and Eastern Districts of Texas.

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Kelly, Smith & Murrah    |   4305 Yoakum Blvd.   |    Houston, TX   77006    |    P: (713) - 861 - 9900    |     F: (713) - 861 - 7100    |     www.ksmpc.com

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